Money In The Real World

What's inside

• Income, expenses and working out the balance
• Regular versus one-off costs, and why it matters
• Building a monthly budget across save, spend and give
• Needs, wants and the honest depends category
• Can you afford it comfortably, not just afford it
• Save first, saving goals and increasing the rate
• Percentages of your money and the 50/30/20 idea
• Household bills, price rises and percentage change
• Subscriptions, cancel or keep, and hidden annual costs
• Simple interest, comparing savings rates and borrowing
• Emergency funds and unexpected costs
• Inflation, earning more versus spending less